The President goes as far as he can go. He suggests cogently that elections exist for the purpose of purging the Congress of recalcitrants and naysayers.
I am sure he will do the same for financial reform as for health reform. He will go as far as he can go.
2010 is the second act of an eight-year change scenario. Either the electorate will get the message and we will become a 21st Century nation, or the electorate will cave.
My money is on a hard-won progressive victory. Including eventual passage of a public option and eventual creation of independent regulation of our rogue banking industry.
Meanwhile, watch for more executive orders to do what a cowardly Congress will not do. And continue to at least slightly modify misplaced blame of the President.